123 College is a leading source for college financial planning information, education, and training. Since 1994, 123 College has developed financial aid need analysis software annually to ensure accuracy and full compliance with the Department of Education's intricate financial aid formulas and has processed thousands of students' financial aid applications by applying the 529 plan. 123 College has a network of thousands of college aid planners to help students and their parents understand the financial aid system and maximize its value. With the 123 College 529 plan students and parents will be able to leave the complicated process to the experts of the 123 College's online facility who will develop a college aid planning concept on an individual basis that may help lower out-of-pocket costs by increasing eligibility for funding.

123 College informs that billions of dollars in student financial aid, unfortunately, were unclaimed last year. Four years at a public university costs approximately $60,000 and statistics reveal that this will rise inordinately in the next fifteen years. With an estimated several million students entering college this fall some ninety-two percent of students will require financial assistance. Parents can apply to 123 College and obtain a free analysis of their financial aid potential. 123 College's 529 plan service will see 123 College assume the responsibility for the completion of the complicated FAFSA form annually and all other forms that may be required by individual colleges. 123 College's 529 plan also includes the filing of the C.S.S. profile required by colleges that use the institutional methodology for a one-time fee plus registration and college costs charged by the College Board.

The staff of 123 College will provide a college search that evaluates colleges students have specified and also pinpoints others that offer the curriculum that suits the student's career goal. The 529 plan will identify those schools that historically have offered a combination of monetary awards together with strong educational values. 123 College will negotiate with colleges that offer unexpectedly low funding and obtain information from parents to maximize the awards, contact financial aid officers to improve those awards when necessary and track the progress. The 529 plan offered by 123 College will provide SAT/ACT study guides and software produced by Kaplan Learning Centers which are guaranteed to improve test scores. The 529 plan will assist with the completion of Stafford and Plus loan applications if these are awarded as part of the college funding package.

123 College advises that many middle and upper-middle income families do qualify for financial funding each year. The 529 plan of 123 College will assist in applying for students' share of the millions of dollars of merit aid for those with academic, artistic and athletic talent. By filling out the personal income survey form 123 College's financial expert team will determine the extent that its 529 plan can assist. By subscribing to 123 College's 529 plan parents and students may be assured of all financial aid possible for the entire term of education from entry to graduation.